Residential Solar ROI Calculator

Find out exactly when your solar panels will pay for themselves. Adjust for your system size, local sun hours, and electricity rates.

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Residential Solar ROI Calculator

Your System Details

Adjust the fields below — location defaults are pre-filled when available.

Estimated Payback Period
0 Years
20-Year Savings $0
Break-even Year

Environmental Impact

You'll offset 0 kg of CO₂ annually.

Equivalent to planting 0 trees every year.

Source: EPA 2026 Greenhouse Gas Equivalencies

How the Calculation Works

This tool estimates your return on investment by calculating annual energy production using the formula: System Size (kW) × Daily Sun Hours × 365 days × 0.75 efficiency. That production figure is multiplied by your electricity rate to find annual savings, which are then compared against your total installation cost to determine payback period.

Our CO₂ offset data uses 0.4 kg CO₂ per kWh based on 2026 EPA greenhouse gas equivalency factors. Tree equivalents use the EPA's estimate of approximately 22 kg of CO₂ sequestered per tree per year.

Federal tax credit notice: The 30% residential solar tax credit (Section 25D) expired December 31, 2025 under the One Big Beautiful Bill Act. This calculator reflects pre-incentive costs. Many states offer their own credits and rebates — see the full calculator for details.

Disclaimer: All figures are estimates. Actual ROI depends on local shading conditions, equipment brand and quality, installation quality, utility net metering policies, and ongoing maintenance.

Everything You Need to Decide on Solar

Local Rate Detection

We auto-detect your state and pre-fill local electricity rates and average peak sun hours so your estimate is accurate from the start.

20-Year Savings Projection

See not just when you break even, but your full projected savings over two decades — the real measure of a solar investment.

CO₂ & Tree Offset

Understand your environmental contribution with EPA-based CO₂ offset figures and a relatable tree-planting equivalent.